Explore Ireland's finest and largest range of Mattresses, Divan Beds, Bedframes and Bedroom Furniture, including those rare and hard-to-find bed and mattress sizes.
Create the bedroom of your Dreamzzz at Beds.ie
Free DELIVERY on all orders throughout Ireland. Click here for Delivery Information.
-
?>
-
Flash Sale Now On with Free Delivery!3ft Homelee Cool Gel Divan BedAvailability: In 3~4 WeeksProduct ID: 32952€585.00
Make 3 Payments Of €195.00. No feesLearn MoreKlarna
Pay in 3 interest-free payments so you can spread the cost. No fees
- Add item(s) to your cart
- Go to checkout and choose
- Enter your debit or credit card information.
- To check your eligibility, Klarna will perform a soft search with a credit reference agency. This will not affect your credit score
- Spread the cost in 3 interest-free payments. The first payment is made at the point of purchase, with the remaining 2 payments scheduled automatically every 30 days. No fees
You must be 18+ to use this credit offer. Klarna uses soft searches with credit reference agencies. These do not affect your credit rating. Missed payments can affect your ability to use Klarna. Pay in 3 instalments complete terms
?>
-
Natural Sleep 3ft Hibernate BedAvailability: In 4~5 weeksProduct ID: 31302Special Price €503.00 Regular Price €645.00
Make 3 Payments Of €167.67. No feesLearn MoreKlarna
Pay in 3 interest-free payments so you can spread the cost. No fees
- Add item(s) to your cart
- Go to checkout and choose
- Enter your debit or credit card information.
- To check your eligibility, Klarna will perform a soft search with a credit reference agency. This will not affect your credit score
- Spread the cost in 3 interest-free payments. The first payment is made at the point of purchase, with the remaining 2 payments scheduled automatically every 30 days. No fees
You must be 18+ to use this credit offer. Klarna uses soft searches with credit reference agencies. These do not affect your credit rating. Missed payments can affect your ability to use Klarna. Pay in 3 instalments complete terms
Special Offer
?>
-
Flash Sale Now On with Free Delivery!6ft Manhattan BedAvailability: In 2~3 WeeksProduct ID: 11473€745.00
Make 3 Payments Of €248.33. No feesLearn MoreKlarna
Pay in 3 interest-free payments so you can spread the cost. No fees
- Add item(s) to your cart
- Go to checkout and choose
- Enter your debit or credit card information.
- To check your eligibility, Klarna will perform a soft search with a credit reference agency. This will not affect your credit score
- Spread the cost in 3 interest-free payments. The first payment is made at the point of purchase, with the remaining 2 payments scheduled automatically every 30 days. No fees
You must be 18+ to use this credit offer. Klarna uses soft searches with credit reference agencies. These do not affect your credit rating. Missed payments can affect your ability to use Klarna. Pay in 3 instalments complete terms
?>
-
Flash Sale Now On with Free Delivery!6ft Ambiance Divan BedAvailability: In 2~3 WeeksProduct ID: 8726€759.00
Make 3 Payments Of €253.00. No feesLearn MoreKlarna
Pay in 3 interest-free payments so you can spread the cost. No fees
- Add item(s) to your cart
- Go to checkout and choose
- Enter your debit or credit card information.
- To check your eligibility, Klarna will perform a soft search with a credit reference agency. This will not affect your credit score
- Spread the cost in 3 interest-free payments. The first payment is made at the point of purchase, with the remaining 2 payments scheduled automatically every 30 days. No fees
You must be 18+ to use this credit offer. Klarna uses soft searches with credit reference agencies. These do not affect your credit rating. Missed payments can affect your ability to use Klarna. Pay in 3 instalments complete terms
?>
-
Flash Sale Now On with Free Delivery!Apollo 6ft Cronus BedAvailability: In 2~3 WeeksProduct ID: 11631€769.00
Make 3 Payments Of €256.33. No feesLearn MoreKlarna
Pay in 3 interest-free payments so you can spread the cost. No fees
- Add item(s) to your cart
- Go to checkout and choose
- Enter your debit or credit card information.
- To check your eligibility, Klarna will perform a soft search with a credit reference agency. This will not affect your credit score
- Spread the cost in 3 interest-free payments. The first payment is made at the point of purchase, with the remaining 2 payments scheduled automatically every 30 days. No fees
You must be 18+ to use this credit offer. Klarna uses soft searches with credit reference agencies. These do not affect your credit rating. Missed payments can affect your ability to use Klarna. Pay in 3 instalments complete terms
?>
-
Natural Sleep 4ft6 Hibernate BedAvailability: In 4~5 weeksProduct ID: 31303Special Price €683.00 Regular Price €879.00
Make 3 Payments Of €227.67. No feesLearn MoreKlarna
Pay in 3 interest-free payments so you can spread the cost. No fees
- Add item(s) to your cart
- Go to checkout and choose
- Enter your debit or credit card information.
- To check your eligibility, Klarna will perform a soft search with a credit reference agency. This will not affect your credit score
- Spread the cost in 3 interest-free payments. The first payment is made at the point of purchase, with the remaining 2 payments scheduled automatically every 30 days. No fees
You must be 18+ to use this credit offer. Klarna uses soft searches with credit reference agencies. These do not affect your credit rating. Missed payments can affect your ability to use Klarna. Pay in 3 instalments complete terms
Special Offer
?>
-
Natural Sleep 4ft Hibernate BedAvailability: In 4~5 weeksProduct ID: 71045Special Price €683.00 Regular Price €879.00
Make 3 Payments Of €227.67. No feesLearn MoreKlarna
Pay in 3 interest-free payments so you can spread the cost. No fees
- Add item(s) to your cart
- Go to checkout and choose
- Enter your debit or credit card information.
- To check your eligibility, Klarna will perform a soft search with a credit reference agency. This will not affect your credit score
- Spread the cost in 3 interest-free payments. The first payment is made at the point of purchase, with the remaining 2 payments scheduled automatically every 30 days. No fees
You must be 18+ to use this credit offer. Klarna uses soft searches with credit reference agencies. These do not affect your credit rating. Missed payments can affect your ability to use Klarna. Pay in 3 instalments complete terms
Special Offer
?>
-
Flash Sale Now On with Free Delivery!4ft Homelee Cool Gel Divan BedAvailability: In 3~4 WeeksProduct ID: 32953€855.00
Make 3 Payments Of €285.00. No feesLearn MoreKlarna
Pay in 3 interest-free payments so you can spread the cost. No fees
- Add item(s) to your cart
- Go to checkout and choose
- Enter your debit or credit card information.
- To check your eligibility, Klarna will perform a soft search with a credit reference agency. This will not affect your credit score
- Spread the cost in 3 interest-free payments. The first payment is made at the point of purchase, with the remaining 2 payments scheduled automatically every 30 days. No fees
You must be 18+ to use this credit offer. Klarna uses soft searches with credit reference agencies. These do not affect your credit rating. Missed payments can affect your ability to use Klarna. Pay in 3 instalments complete terms
?>
-
Flash Sale Now On with Free Delivery!4ft6 Homelee Cool Gel Divan BedAvailability: In 3~4 WeeksProduct ID: 32954€855.00
Make 3 Payments Of €285.00. No feesLearn MoreKlarna
Pay in 3 interest-free payments so you can spread the cost. No fees
- Add item(s) to your cart
- Go to checkout and choose
- Enter your debit or credit card information.
- To check your eligibility, Klarna will perform a soft search with a credit reference agency. This will not affect your credit score
- Spread the cost in 3 interest-free payments. The first payment is made at the point of purchase, with the remaining 2 payments scheduled automatically every 30 days. No fees
You must be 18+ to use this credit offer. Klarna uses soft searches with credit reference agencies. These do not affect your credit rating. Missed payments can affect your ability to use Klarna. Pay in 3 instalments complete terms
?>
-
Flash Sale Now On with Free Delivery!Respa 3ft Violet BedAvailability: In 4~5 weeksProduct ID: 17655€865.00
Make 3 Payments Of €288.33. No feesLearn MoreKlarna
Pay in 3 interest-free payments so you can spread the cost. No fees
- Add item(s) to your cart
- Go to checkout and choose
- Enter your debit or credit card information.
- To check your eligibility, Klarna will perform a soft search with a credit reference agency. This will not affect your credit score
- Spread the cost in 3 interest-free payments. The first payment is made at the point of purchase, with the remaining 2 payments scheduled automatically every 30 days. No fees
You must be 18+ to use this credit offer. Klarna uses soft searches with credit reference agencies. These do not affect your credit rating. Missed payments can affect your ability to use Klarna. Pay in 3 instalments complete terms
?>
-
Flash Sale Now On with Free Delivery!5ft Homelee Cool Gel Divan BedAvailability: In 3~4 WeeksProduct ID: 32955€959.00
Make 3 Payments Of €319.67. No feesLearn MoreKlarna
Pay in 3 interest-free payments so you can spread the cost. No fees
- Add item(s) to your cart
- Go to checkout and choose
- Enter your debit or credit card information.
- To check your eligibility, Klarna will perform a soft search with a credit reference agency. This will not affect your credit score
- Spread the cost in 3 interest-free payments. The first payment is made at the point of purchase, with the remaining 2 payments scheduled automatically every 30 days. No fees
You must be 18+ to use this credit offer. Klarna uses soft searches with credit reference agencies. These do not affect your credit rating. Missed payments can affect your ability to use Klarna. Pay in 3 instalments complete terms
?>
-
Natural Sleep 3ft Platinum Latex BedAvailability: In 4~5 weeksProduct ID: 31281Special Price €793.00 Regular Price €1,035.00
Make 3 Payments Of €264.33. No feesLearn MoreKlarna
Pay in 3 interest-free payments so you can spread the cost. No fees
- Add item(s) to your cart
- Go to checkout and choose
- Enter your debit or credit card information.
- To check your eligibility, Klarna will perform a soft search with a credit reference agency. This will not affect your credit score
- Spread the cost in 3 interest-free payments. The first payment is made at the point of purchase, with the remaining 2 payments scheduled automatically every 30 days. No fees
You must be 18+ to use this credit offer. Klarna uses soft searches with credit reference agencies. These do not affect your credit rating. Missed payments can affect your ability to use Klarna. Pay in 3 instalments complete terms
Special Offer
?>
-
Natural Sleep 5ft Hibernate BedAvailability: In 4~5 weeksProduct ID: 31304Special Price €793.00 Regular Price €1,025.00
Make 3 Payments Of €264.33. No feesLearn MoreKlarna
Pay in 3 interest-free payments so you can spread the cost. No fees
- Add item(s) to your cart
- Go to checkout and choose
- Enter your debit or credit card information.
- To check your eligibility, Klarna will perform a soft search with a credit reference agency. This will not affect your credit score
- Spread the cost in 3 interest-free payments. The first payment is made at the point of purchase, with the remaining 2 payments scheduled automatically every 30 days. No fees
You must be 18+ to use this credit offer. Klarna uses soft searches with credit reference agencies. These do not affect your credit rating. Missed payments can affect your ability to use Klarna. Pay in 3 instalments complete terms
Special Offer
?>
-
Flash Sale Now On with Free Delivery!Respa 3ft Lavender BedAvailability: In 4~5 weeksProduct ID: 17760€1,029.00
Make 3 Payments Of €343.00. No feesLearn MoreKlarna
Pay in 3 interest-free payments so you can spread the cost. No fees
- Add item(s) to your cart
- Go to checkout and choose
- Enter your debit or credit card information.
- To check your eligibility, Klarna will perform a soft search with a credit reference agency. This will not affect your credit score
- Spread the cost in 3 interest-free payments. The first payment is made at the point of purchase, with the remaining 2 payments scheduled automatically every 30 days. No fees
You must be 18+ to use this credit offer. Klarna uses soft searches with credit reference agencies. These do not affect your credit rating. Missed payments can affect your ability to use Klarna. Pay in 3 instalments complete terms
?>
-
Flash Sale Now On with Free Delivery!6ft Homelee Cool Gel Divan BedAvailability: In 3~4 WeeksProduct ID: 32956€1,105.00
Make 3 Payments Of €368.33. No feesLearn MoreKlarna
Pay in 3 interest-free payments so you can spread the cost. No fees
- Add item(s) to your cart
- Go to checkout and choose
- Enter your debit or credit card information.
- To check your eligibility, Klarna will perform a soft search with a credit reference agency. This will not affect your credit score
- Spread the cost in 3 interest-free payments. The first payment is made at the point of purchase, with the remaining 2 payments scheduled automatically every 30 days. No fees
You must be 18+ to use this credit offer. Klarna uses soft searches with credit reference agencies. These do not affect your credit rating. Missed payments can affect your ability to use Klarna. Pay in 3 instalments complete terms
?>
-
Flash Sale Now On with Free Delivery!Silentnight 3ft Desire Geltex Divan BedAvailability: In 4~5 weeksProduct ID: 68864€1,159.00
Make 3 Payments Of €386.33. No feesLearn MoreKlarna
Pay in 3 interest-free payments so you can spread the cost. No fees
- Add item(s) to your cart
- Go to checkout and choose
- Enter your debit or credit card information.
- To check your eligibility, Klarna will perform a soft search with a credit reference agency. This will not affect your credit score
- Spread the cost in 3 interest-free payments. The first payment is made at the point of purchase, with the remaining 2 payments scheduled automatically every 30 days. No fees
You must be 18+ to use this credit offer. Klarna uses soft searches with credit reference agencies. These do not affect your credit rating. Missed payments can affect your ability to use Klarna. Pay in 3 instalments complete terms
?>
-
Flash Sale Now On with Free Delivery!Respa 4ft Violet BedAvailability: In 4~5 weeksProduct ID: 17656€1,175.00
Make 3 Payments Of €391.67. No feesLearn MoreKlarna
Pay in 3 interest-free payments so you can spread the cost. No fees
- Add item(s) to your cart
- Go to checkout and choose
- Enter your debit or credit card information.
- To check your eligibility, Klarna will perform a soft search with a credit reference agency. This will not affect your credit score
- Spread the cost in 3 interest-free payments. The first payment is made at the point of purchase, with the remaining 2 payments scheduled automatically every 30 days. No fees
You must be 18+ to use this credit offer. Klarna uses soft searches with credit reference agencies. These do not affect your credit rating. Missed payments can affect your ability to use Klarna. Pay in 3 instalments complete terms
?>
-
Flash Sale Now On with Free Delivery!Respa 4ft6 Violet BedAvailability: In 4~5 weeksProduct ID: 17658€1,175.00
Make 3 Payments Of €391.67. No feesLearn MoreKlarna
Pay in 3 interest-free payments so you can spread the cost. No fees
- Add item(s) to your cart
- Go to checkout and choose
- Enter your debit or credit card information.
- To check your eligibility, Klarna will perform a soft search with a credit reference agency. This will not affect your credit score
- Spread the cost in 3 interest-free payments. The first payment is made at the point of purchase, with the remaining 2 payments scheduled automatically every 30 days. No fees
You must be 18+ to use this credit offer. Klarna uses soft searches with credit reference agencies. These do not affect your credit rating. Missed payments can affect your ability to use Klarna. Pay in 3 instalments complete terms
?>
-
Flash Sale Now On with Free Delivery!Silentnight 3ft Illustrious Pocket 2000 Divan BedAvailability: In 4~5 weeksProduct ID: 68879€1,235.00
Make 3 Payments Of €411.67. No feesLearn MoreKlarna
Pay in 3 interest-free payments so you can spread the cost. No fees
- Add item(s) to your cart
- Go to checkout and choose
- Enter your debit or credit card information.
- To check your eligibility, Klarna will perform a soft search with a credit reference agency. This will not affect your credit score
- Spread the cost in 3 interest-free payments. The first payment is made at the point of purchase, with the remaining 2 payments scheduled automatically every 30 days. No fees
You must be 18+ to use this credit offer. Klarna uses soft searches with credit reference agencies. These do not affect your credit rating. Missed payments can affect your ability to use Klarna. Pay in 3 instalments complete terms
?>
-
Flash Sale Now On with Free Delivery!Respa 5ft Violet BedAvailability: In 4~5 weeksProduct ID: 17659€1,349.00
Make 3 Payments Of €449.67. No feesLearn MoreKlarna
Pay in 3 interest-free payments so you can spread the cost. No fees
- Add item(s) to your cart
- Go to checkout and choose
- Enter your debit or credit card information.
- To check your eligibility, Klarna will perform a soft search with a credit reference agency. This will not affect your credit score
- Spread the cost in 3 interest-free payments. The first payment is made at the point of purchase, with the remaining 2 payments scheduled automatically every 30 days. No fees
You must be 18+ to use this credit offer. Klarna uses soft searches with credit reference agencies. These do not affect your credit rating. Missed payments can affect your ability to use Klarna. Pay in 3 instalments complete terms
?>
-
Natural Sleep 4ft6 Platinum Latex BedAvailability: In 4~5 weeksProduct ID: 31282Special Price €1,083.00 Regular Price €1,400.00
Make 3 Payments Of €361.00. No feesLearn MoreKlarna
Pay in 3 interest-free payments so you can spread the cost. No fees
- Add item(s) to your cart
- Go to checkout and choose
- Enter your debit or credit card information.
- To check your eligibility, Klarna will perform a soft search with a credit reference agency. This will not affect your credit score
- Spread the cost in 3 interest-free payments. The first payment is made at the point of purchase, with the remaining 2 payments scheduled automatically every 30 days. No fees
You must be 18+ to use this credit offer. Klarna uses soft searches with credit reference agencies. These do not affect your credit rating. Missed payments can affect your ability to use Klarna. Pay in 3 instalments complete terms
Special Offer
?>
-
Natural Sleep 4ft Platinum Latex BedAvailability: In 4~5 weeksProduct ID: 71028Special Price €1,083.00 Regular Price €1,400.00
Make 3 Payments Of €361.00. No feesLearn MoreKlarna
Pay in 3 interest-free payments so you can spread the cost. No fees
- Add item(s) to your cart
- Go to checkout and choose
- Enter your debit or credit card information.
- To check your eligibility, Klarna will perform a soft search with a credit reference agency. This will not affect your credit score
- Spread the cost in 3 interest-free payments. The first payment is made at the point of purchase, with the remaining 2 payments scheduled automatically every 30 days. No fees
You must be 18+ to use this credit offer. Klarna uses soft searches with credit reference agencies. These do not affect your credit rating. Missed payments can affect your ability to use Klarna. Pay in 3 instalments complete terms
Special Offer
?>
-
Flash Sale Now On with Free Delivery!Respa 4ft Lavender BedAvailability: In 4~5 weeksProduct ID: 17765€1,405.00
Make 3 Payments Of €468.33. No feesLearn MoreKlarna
Pay in 3 interest-free payments so you can spread the cost. No fees
- Add item(s) to your cart
- Go to checkout and choose
- Enter your debit or credit card information.
- To check your eligibility, Klarna will perform a soft search with a credit reference agency. This will not affect your credit score
- Spread the cost in 3 interest-free payments. The first payment is made at the point of purchase, with the remaining 2 payments scheduled automatically every 30 days. No fees
You must be 18+ to use this credit offer. Klarna uses soft searches with credit reference agencies. These do not affect your credit rating. Missed payments can affect your ability to use Klarna. Pay in 3 instalments complete terms
?>
-
Flash Sale Now On with Free Delivery!Respa 4ft6 Lavender BedAvailability: In 4~5 weeksProduct ID: 17766€1,405.00
Make 3 Payments Of €468.33. No feesLearn MoreKlarna
Pay in 3 interest-free payments so you can spread the cost. No fees
- Add item(s) to your cart
- Go to checkout and choose
- Enter your debit or credit card information.
- To check your eligibility, Klarna will perform a soft search with a credit reference agency. This will not affect your credit score
- Spread the cost in 3 interest-free payments. The first payment is made at the point of purchase, with the remaining 2 payments scheduled automatically every 30 days. No fees
You must be 18+ to use this credit offer. Klarna uses soft searches with credit reference agencies. These do not affect your credit rating. Missed payments can affect your ability to use Klarna. Pay in 3 instalments complete terms
?>
-
Natural Sleep 3ft Nature's Touch BedAvailability: In 4~5 weeksProduct ID: 31268Special Price €1,143.00 Regular Price €1,479.00
Make 3 Payments Of €381.00. No feesLearn MoreKlarna
Pay in 3 interest-free payments so you can spread the cost. No fees
- Add item(s) to your cart
- Go to checkout and choose
- Enter your debit or credit card information.
- To check your eligibility, Klarna will perform a soft search with a credit reference agency. This will not affect your credit score
- Spread the cost in 3 interest-free payments. The first payment is made at the point of purchase, with the remaining 2 payments scheduled automatically every 30 days. No fees
You must be 18+ to use this credit offer. Klarna uses soft searches with credit reference agencies. These do not affect your credit rating. Missed payments can affect your ability to use Klarna. Pay in 3 instalments complete terms
Special Offer
?>
-
Flash Sale Now On with Free Delivery!Healthbeds 3ft Enviro-Lux 3200 Bed (VEGAN)Availability: In 4~5 weeksProduct ID: 39448€1,455.00
Make 3 Payments Of €485.00. No feesLearn MoreKlarna
Pay in 3 interest-free payments so you can spread the cost. No fees
- Add item(s) to your cart
- Go to checkout and choose
- Enter your debit or credit card information.
- To check your eligibility, Klarna will perform a soft search with a credit reference agency. This will not affect your credit score
- Spread the cost in 3 interest-free payments. The first payment is made at the point of purchase, with the remaining 2 payments scheduled automatically every 30 days. No fees
You must be 18+ to use this credit offer. Klarna uses soft searches with credit reference agencies. These do not affect your credit rating. Missed payments can affect your ability to use Klarna. Pay in 3 instalments complete terms
?>
-
Flash Sale Now On with Free Delivery!Silentnight 4ft Desire Geltex Divan BedAvailability: In 4~5 weeksProduct ID: 68865€1,529.00
Make 3 Payments Of €509.67. No feesLearn MoreKlarna
Pay in 3 interest-free payments so you can spread the cost. No fees
- Add item(s) to your cart
- Go to checkout and choose
- Enter your debit or credit card information.
- To check your eligibility, Klarna will perform a soft search with a credit reference agency. This will not affect your credit score
- Spread the cost in 3 interest-free payments. The first payment is made at the point of purchase, with the remaining 2 payments scheduled automatically every 30 days. No fees
You must be 18+ to use this credit offer. Klarna uses soft searches with credit reference agencies. These do not affect your credit rating. Missed payments can affect your ability to use Klarna. Pay in 3 instalments complete terms
?>
-
Flash Sale Now On with Free Delivery!Silentnight 4ft6 Desire Geltex Divan BedAvailability: In 4~5 weeksProduct ID: 68866€1,529.00
Make 3 Payments Of €509.67. No feesLearn MoreKlarna
Pay in 3 interest-free payments so you can spread the cost. No fees
- Add item(s) to your cart
- Go to checkout and choose
- Enter your debit or credit card information.
- To check your eligibility, Klarna will perform a soft search with a credit reference agency. This will not affect your credit score
- Spread the cost in 3 interest-free payments. The first payment is made at the point of purchase, with the remaining 2 payments scheduled automatically every 30 days. No fees
You must be 18+ to use this credit offer. Klarna uses soft searches with credit reference agencies. These do not affect your credit rating. Missed payments can affect your ability to use Klarna. Pay in 3 instalments complete terms
?>
-
Natural Sleep 5ft Platinum Latex BedAvailability: In 4~5 weeksProduct ID: 31283Special Price €1,243.00 Regular Price €1,605.00
Make 3 Payments Of €414.33. No feesLearn MoreKlarna
Pay in 3 interest-free payments so you can spread the cost. No fees
- Add item(s) to your cart
- Go to checkout and choose
- Enter your debit or credit card information.
- To check your eligibility, Klarna will perform a soft search with a credit reference agency. This will not affect your credit score
- Spread the cost in 3 interest-free payments. The first payment is made at the point of purchase, with the remaining 2 payments scheduled automatically every 30 days. No fees
You must be 18+ to use this credit offer. Klarna uses soft searches with credit reference agencies. These do not affect your credit rating. Missed payments can affect your ability to use Klarna. Pay in 3 instalments complete terms
Special Offer
?>
-
Flash Sale Now On with Free Delivery!Healthbeds 3ft Cloud Luxury 3000 Divan BedAvailability: In 4~5 weeksProduct ID: 70257€1,589.00
Make 3 Payments Of €529.67. No feesLearn MoreKlarna
Pay in 3 interest-free payments so you can spread the cost. No fees
- Add item(s) to your cart
- Go to checkout and choose
- Enter your debit or credit card information.
- To check your eligibility, Klarna will perform a soft search with a credit reference agency. This will not affect your credit score
- Spread the cost in 3 interest-free payments. The first payment is made at the point of purchase, with the remaining 2 payments scheduled automatically every 30 days. No fees
You must be 18+ to use this credit offer. Klarna uses soft searches with credit reference agencies. These do not affect your credit rating. Missed payments can affect your ability to use Klarna. Pay in 3 instalments complete terms
